Camarillo, Ventura, Oxnard real estate and homes for sale in California - Barbara Simmons, REALTOR® Barbara Simmons REALTOR(r) for Camarillo, Ventura and Oxnard, California real estate - NUMBER1EXPERT™ Barbara Simmons NUMBER1EXPERT(tm) for Camarillo, Ventura and Oxnard, California real estate
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Barbara Simmons , real estate agent and broker for Camarillo, Ventura and Oxnard California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 805-390-7917.


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First Time Homebuyers: Camarillo, Ventura and Oxnard California home buying, real estate listings, and homes for sale in Ventura County, CA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Camarillo, Ventura, Oxnard real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Real Estate Trivia
Q 
What is the longest construction time for a private residence?

A 
The Winchester House in San Jose, CA, was under construction for over 38 years.
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Barbara Simmons , real estate agent and broker for Camarillo, Ventura and Oxnard California home listings, property and land for sale - NUMBER1EXPERT(tm)

Barbara Simmons
Realty World Equity Center

1233 Lucero St.
Camarillo, Ventura, Oxnard
CA 91010
Cell:: 805-390-7917
Fax: 805-495-7579

mailto:BarbaraSimmons@NUMBER1EXPERT.com

Barbara's professional experience includes over 28 years selling and managing real estate. Previous to real estate, Barbara was a stockbroker for ten years with two years experience on Wall Street. Barbara is currently a licensed real estate broker in California. DRE# 00637579

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