• Accountant/ CPA
  Gold & Gold
  Chuck Gold
  23564 Calabasas Rd., Suite 201
  Calabasas, CA 91302
  818-222-1040
  Fax: 818-222-1041

• Appliance Parts
  Miracle Appliance (All kinds Old & New)
  668 E. Thousand Oaks Blvd.
  Thousand Oaks
  805-497-6725

• Appliance Repair
  Conejo Valley Appliance
  734 Grable Place
  Newbury Park, CA. 91320
  805-499-0447

• Arboriculture Services
  Kastle Kare Landscape Pest Management & Plant Health Care
  877-797-5268
  805-484-8181

• Attorney At Law - Real Estate Specialist
  Arnold, Mathews, Wojkowski & Zirbel Gary Arnold, Esq.
  2901 N. Ventura Rd., Suite 240
  Oxnard, CA 93030
  805-988-9886
  Fax: 805-988-1937

• Attorney At Law - Estate Planning Specialist
  Law Offices of Kenneth E. Devore
  Micki Rowe, Office Administrator
  4530 E. Thousand Oaks Blvd., Suite 200
  Westlake Village, CA 91362
  805-557-1574
  Fax: 805-557-0399
  Email: KDevore@TrustPlanner.net

• Attorney At Law - General & Family Law Practice
  Lee Hess, Esq.
  660 Hampshire Rd.
  Westlake Village, CA 91361
  805-496-8262

• Attorney At Law - Personal Injury
  Frank Iannaccone, Esq.
  310 N. Westlake Blvd., #260
  Westlake Village, CA 91362
  805-495-8451
  Fax: 805-494-4046

• Attorney At Law - Certified Divorce Specialist
  Brian Moore, Esq.
  23501 Park Sorrento
  Calabasas, CA 91302
  818-222-8793

• Bathtub & Sink Repair/Refinish
  Bathcrest West
  805-373-7479
  818-772-6480
  Pgr. 805-777-6557

• Bookkeeping
  LM Services (Tax & Bookkeeping)
  Lauren Rosson
  1983 Oracle Park
  Newbury Park, CA 91320
  805-376-8064
  Fax: 805-498-0377

• Brick Work
  The Brick Fix
  "No Job Too Small"
  Scott Whiting
  805-492-8110

• Car Detailing
  Detail Masters
  Greg Dumond
  805-493-5556

• Car Detailing
  Clauson Auto Detail
  (Weekly Wash Available at work or home)
  Larry Clauson
  (Steam Clean of Driveways)
  805-218-4637

• Carpet Safe Care
  Robert Miller
  805-529-5908

• Chimney
  The Flue Bug Chimney Sweep
  2899 Agoura Road, Suite 737
  Westlake Village, CA 91361
  Mark Lichterman
  805-495-5689
  Contractor License #38167

• Chiropractic
  Advanced Chiropractic Medical
  Thomas Bynes
  1325 E. Thousand Oaks Blvd., Ste. 104
  Thousand Oaks, CA 91362
  805-371-6144
  Voicemail: 805-292-3026

• Cleaners
  Regal Cleaners & Laundry
  (Free pick up & delivery to your door)
  2749 Agoura Rd.
  Westlake Village, CA 91361
  805-495-7715

• Cleaning for Homes
  The California Cleaning Company (Home & Office)
  Alicia Blanco
  P.O. Box 1212
  Somis, CA. 93066
  Pager: 805-376-3659

• Communication Wiring
  (Telephone, Computers, Fax, etc.)
  Bob Suber
  INR ComWire
  818-889-9450

• Dentist
  Dr. Rick Bynes
  (3:30 pm to 9:00 pm Mon.- Fri.)
  430 E. Avenida De Los Arboles
  Thousand Oaks, CA 91360
  805-492-3553
  Email Dr Bynes

• Gardeners
  Mr. Luuboi
  (Camarillo, Ventura, Oxnard/Oxnard area)
  1506 5th Place
  Port Hueneme, CA 93041
  805-483-5276
  Pgr. 805-730-2867

• Gardeners
  Juan Garcia
  (Agoura, West & North Valley-Expert Tree Trimmer)
  818-710-8544

• Geological
  Oro Engineering Corp.
  Robert J. Shubeck
  P.O. Box 4286
  West Hills, CA 91308
  818-887-4422
  Fax. 818-887-5267
  License GE 773

• Hair Stylist
  Joyce Mason
  Center Stage
  Village Glen Plaza
  2895 Agoura Road
  Westlake Village, CA 91361
  805-497-7770

• Handyman Services
  John Becker
  JPBLEO Enterprises
  805-778-9411

• Handyman Services
  Rich Flittner
  805-498-9185
  Pgr. 805-531-0500

• Heating & Air Conditioning
  Air Works
  Vince Mosca
  Contractor License # 758619
  805-584-1737
  Pgr: 805-449-8510

• Home Security
  Brinks Home Security
  Richard Mears
  3607 W. Pacific Avenue
  Burbank, CA 91505
  800-874-1614 Ext. 88153
  License #: ACO-3843

• Inspection Services
  Safeguard Building Inspection Service
  Evans Neumann
  805-482-5552
  Contractor License # B697633

• Inspection Services
  Building Specs. Inc.
  Blake Felton
  805-217-3669

• Insurance
  Farmers Insurance
  Joseph Cerami
  805-495-0338
  800-826-1418

• Insurance
  Farmers Insurance
  Steve Reich
  2281 E. Thousand Oaks Blvd
  Thousand Oaks, CA 91362
  805-379-5159
  Fax: 805-495-2494

• Leak Detection
  Accurate Leak Detection
  Dave Dobrowski
  4110 Royal Glen
  Westlake Village, CA 91361
  805-530-1132
  818-889-6327

• Locksmith
  Jerry's Lock & Key
  Jerry
  805-496-1944

• Manicurist
  Kathy Fingerle
  Center Stage
  2895 Agoura Road
  Westlake Village, CA 91361
  805-494-0141

• Masonry
  Jeff Thiessen
  805-497-6110

• Movers
  Thousand Oaks Movers
  (Local & Long Distance)
  Georgia Snader
  805-376-9973

• Movers
  Jim's Moving Service
  805-498-7374

• Movers
  Dezso Kallai
  800-203-9231
  (Phone & fax)
  Specializing in Interstate CA, Los Angeles & San Francisco
  Lic. By C.P.U.C. #T-189048

• Optometrist
  Dr. Edmund A Bastiani
  (Call for Lasik Treatment)
  1772-Q E. Avenida de los Arboles
  Thousand Oaks, CA 91362
  805-493-1333

• Packaging
  The Packaging Store
  Bill Kidd
  2890 E. Thousand Oaks Blvd.
  Thousand Oaks, CA 91362
  805-494-6411

• Painting/Decorating
  Jonny Lee
  714-963-2842
  Pager: 714-663-3737

• Pest Control
  Sloans Exterminators
  Jerry Sloan
  805-647-4288

• Plumbing
  Lloyd's Plumbing, Inc.
  3139 Los Feliz Dr.
  Thousand Oaks, CA 91362
  805-494-4525
  818-706-1216
  Fax: 805-371-8876
  License # 502649

• Pool Service
  Joe & Fran's Pool Service
  Joe or Fran
  7201 Imbach Place
  Moorpark, CA 93021
  805-374-5736
  Pgr: 805-532-0212

• Private Investigators
  Dow Consulting & Investigation
  Clifford Dow
  1534 N. Moorpark Rd., Ste: 105
  Thousand Oaks, CA 91360
  Fax: 805-499-4017
  License # PI 20509

• Radon
  Radon Detection Services
  805-659-2622

• Radon
  Radon Gas Testing & Removal
  Max Ilanos
  800-866-7236
  Pager: 800-351-2710
  Fax: 619-748-5689
  License # 296652

• Rain Gutters
  Conejo Valley Rain Gutters
  Jim Cuzier
  805-497-8023

• Retrofitting
  Ace Retrofitting
  Brian Berkson
  818-363-6722

• Roofing - Classic Roofing
  Steve Mazzuca/ owner
  805-497-1380
  Fax: 805-529-0563

• Roofing - Reliable Roofing
  Ken Stoer, Owner
  805-373-7354

• Screens
  Rich Flittner
  805-498-9185
  Pgr. 805-531-0500

• Skylights
  Sunburst Skylite Co.
  Brian McQuade
  805-492-1788

• Laser Toner/Laser Printer
  TC Imaging Systems
  Chris Nuciforo
  2697 Lavery Court,
  Suite 5 Newbury Park,
  CA 91320
  805-482-8916

• Termite
  Gold Coast Pest Control
  David Perrier
  5960 Valentine Road, #5
  Ventura, CA 93003
  805-494-3430
  805-526-1150
  800-550-8288
  License # FR 15842

• Tint
  Solar Design
  2751 Thousand Oaks Blvd.
  Thousand Oaks, CA 91362
  Terry Curtis
  805-379-1992
  805-583-0428

• Tree Trimming
  Juan Garcia
  7662 Minstrel Ave.
  West Hills, CA 91304
  818-710-8544

• Wallpaper
  Rebecca Sena
  805-496-5748

• Window Cleaning
  BW Service
  805-496-9496
  Cell: 279-0240

• Wrought Iron
  J.C. Iron & Manufacturing Co.
  (License # C23727661)
  Sandra
  1629 Pacific Ave., Unit #152
  Oxnard, CA. 93033
  805-487-5676
  Fax: 805-483-5756

• X-Ray (Mammograms)
  Westlake Diagnostic Women's Center
  (Hours: 8AM to 5:30 PM)
  1220 La Venta Drive, Suite 103
  Westlake Village, CA 91361
  805-494-4772

SELECTION OF SERVICE PROVIDERS: When Barbara Simmons gives referrals of professional persons, service, product providers or vendors of any type, the referrals are given based on the following disclosures:

a) Barbara does not guarantee the performance of any Providers.

b) You are free to select Providers other than those referred or recommended by Barbara.

c) 98% of the time Barbara has used the referral provider herself and has been satisfied with the service and work.

 

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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options. While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees. The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote. Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now. See All Tips In The "Interest Rates" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s? A  The picture window was a signature of the suburban American neighborhood. See More Real Estate Trivia >