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All Real Estate Brokers are NOT
alike! Find out why I am a top real estate expert. Call me:
805-390-7917.
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for Sale First!
I add my newest homes and other real estate
listings to this web site first. It can be some time before they
appear in the MLS.
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Market Conditions Report: Market
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Free Reports: "Check
out our complete library of FREE electronic reports. These
informative reports focus on buying, selling, financing and
relocating!" |
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Offers For Buyers And Sellers: Find
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It's free! |
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Monthly Payments & Schedule: Monthly
loan payments java mortgage calculator |
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How Much Can You Afford?: Calculate
how much home you can afford with this financial
calculator |
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Determine Tax Savings: Calculate
how much your monthly Simi Valley, Moorpark California
mortgage payments save you on your taxes because of loan
interest |
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Should You Rent or Buy?: Is
it better to rent a home in California or buy your own Simi
Valley, Moorpark house, ranch, luxury property, condominium,
acreage, or other real estate? |
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Adjustable Rate Mortgages: Adjustable
rate Simi Valley, Moorpark mortgages information and interest
rate java calculator |
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What Is Your APR?: Determine
the Annual Percentage Rate (APR) for your
mortgage. |
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Fixed or Adjustable Rate Mortgage?:
Use
this calculator to compare a fixed rate mortgage to two types
of ARMs, a Fully Amortizing ARM and an Interest Only
ARM. |
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Are Balloon Mortgages For You?: Balloon
mortgage calculator. A balloon mortgage can be an excellent
option for many home buyers. |
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15 vs. 30 Yr Mortgages:
With a 15 year mortgage you will pay significantly less
interest, but only if you can afford the higher monthly
payment. Use this calculator to compare these two mortgage
terms. |
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How Much Should Your Income Be?: What
income is required to qualify for a mortgage? Use this
calculator to find out. |
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What's Your Maximum Mortgage?:This
calculator will help you determine your maximum monthly
housing payment and the resulting mortgage
amount. |
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Will Buying Points Save You Money?:This
calculator helps you determine if you should pay for points,
or use the money to increase your down
payment. |
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TripleCalc: FREE
Software Download: TripleCalc lets you compare three loans at
one time for your property or other California real
estate |
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Top National Real Estate Web Sites:
Real
Estate Web Sites that include some unique sources of realty
information, listings, and more |
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Who Barbara Simmons Recommends: Contact
information for Simi Valley, Moorpark
businesses |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents
and realty professionals and brokers in the USA and Canada
with links to their personal web sites with homes for
sale |
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Real Estate Tips: Barbara
Simmons' realty library of real estate tips and advice on
everything from preparing your home for sale to negotiating
with home buyers to escrow, closing costs, property
inspections, and mortgage brokers |
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Real Estate Trivia: Barbara
Simmons' collection of real estate trivia questions and
answers that include real estate topics such as the most
expensive home, largest swimming pool, and
more |
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Real Estate Dictionary: Complete
real estate dictionary and glossary of realty words you'll use
when you list and sell your Simi Valley, Moorpark property in
California, including legal terms definitions, and
more |
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Financing
Your Home >Finicky
Financiers
Buying
an old house to fix up has an attraction for many people. If
you can find a house with charm and character, a renovation
may enable you to create just the living environment that
you want. You should start with a good real estate agent to
help you locate the right house and recommend lenders who
make both acquisition and construction
loans.
Financing a renovation is perhaps the most
difficult part of the whole project, especially if the house
needs extensive work. Few banks will make these loans to
people who are not professional developers. You should
prepare for your loan application by having a written
proposal. It helps to have an engineer's report or
architectural plans and to include estimates from
contractors covering the costs and timetables for the work
to be done. Your real estate agent can help you put together
a market analysis of the neighborhood to show that you will
not be over-improving the property compared with other homes
in the area.
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| Q |
Which
law allows a person to give another individual up to
$10,000 a year without any tax consequences?
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| A |
The
Federal Gift Tax Law allows both parents to give a
child (or anyone) $10,000 each in one
year. |
 See More Real Estate
Trivia > | |
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