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Barbara Simmons real estate agent and broker for Thousand Oaks and Westlake Village California home listings, property and land for sale - NUMBER1EXPERT(tm)
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About Me: Thousand Oaks and Westlake Village California home buying, real estate listings, and homes for sale in Ventura County, CA
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Real Estate Tips
Financing Your Home >They Said Yes

Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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Real Estate Trivia
Q 
What tropical haven is back in vogue, attracting celebrities like Cher, Madonna, and Sylvester Stallone, who have homes here?

A 
Made up of 17 islands in Biscayne Bay, Miami Beach is the "American Riviera" and famous for its tropical beauty.
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Barbara Simmons , real estate agent and broker for Thousand Oaks and Westlake Village California home listings, property and land for sale - NUMBER1EXPERT(tm)

Barbara Simmons
Realty World Equity Center

455 E. Thousand Oaks Blvd., Suite 106
Thousand Oaks, CA 91360
Cell Phone: 805-390-7917
Fax: 805-495-7579
Email: Barbara@ThousandOaksProperty.com

Barbara's professional experience includes over 28 years selling and managing real estate. Previous to real estate, Barbara was a stockbroker for ten years with two years experience on Wall Street. Barbara is currently a licensed real estate broker in California. DRE# 00637579

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